Monday, March 31, 2008

MEDICAL CAREERS

Those who undergo medical training and are on the look-out for good medical careers info can have a look at the site medical-career-training.com. The site provides complete information’s on medical careers. For example if you are interested in ultrasound tech school go to medical assistance section and then click Ultrasound Technician you will get a list of ultrasound technician school city wise. A very good and thorough site for any ultrasound technologist who wants to have a strong foot-hold in the world of sonography. I may add that ultrasound is only one of the hordes of medical information available in the site.

Sunday, March 30, 2008

NCFM

Stock market has always been the fascination of many people all over the world be it a bull market or bear market it tends to cover investors and traders alike.

Indian Stock market forms part of the emerging markets these days and the National Stock Exchange (NSE) was promoted by the Government of India in 1992. From then on to the present day the NSE has grown wonderfully – in fact the volume traded there even surpasses that of Bombay Stock Exchange (BSE) a much older Stock Exchange in India.

NSE has come with a certification course called Nse’s Certification in Financial Markets (NCFM). It is a simple course containing many modules in capital markets. One important module is AMFI module which is in fact conducted by the Association of Mutual Funds of India.

NSE co-ordinates the exams for AMFI. AMFI gives out certificate in basic and advance modules of mutual funds.

If one has a degree in Finance/Commerce/Accounting and a basic module certificate of AMFI it is enough to get into an Asset Management Company as a fresher and from there one to go higher levels.

NSE website has al the details that need to know about this.

Thursday, March 27, 2008

PAYDAY LOANS

Have you come upon the necessity of upon any temporary loss of income? Or do you need to cover any unforeseen expenses with a cash advance by going through money borrowing methods such as high interest rate title loans or the ‘loan sharks’? Do not worry there is this place called Power payday loans. What is payday loans? It is method popularized in the early 90’s as a temporary financial instrument against your paycheck. Signing up with the site for payday advance is a simple one by filling an online form giving the full details of your up-to-date information. This will be matched up with the list of lenders that they have who in turn can service your payday loans request.

Online payday loans procedure is really simple and as long as you are very honest in supplying them the facts and figures of your work income etc they may not even require faxing of your documents. Very soon after you fill up the online payday loans form the lender’s representative will contact you over the phone number given by you and finish the rest of the process.

They have specified certain qualifications for a payday loan like for example your income should at least $ 1000 pm if you are employed or $ 800 if you receive income through government program. Payday loans lenders have different repayment options of full or partial rollover in case you run into a situation where you are not able to meet your commitment on the repayment date.

So folks are it a cash advance or payday loans, this is great place to get loans.

Wednesday, March 26, 2008

Rajini's Kuselan

Superstar's next movie is going to with P.Vasu and it is titled Kuselan . This movie is going to be simultaneously shot in telugu as Kuseludu . This movie is inspired from a malayalam movie . The tamil version is going to have Rajini , Nayanthara , Pasupathy and Meena in the lead roles . Highlight of the movie is Superstar will be seen with 5 heroines in a song (Nayanthara , Sneha , Mamta Mohandas,?,?) . They are in search for other two heroines . Hope they would find them soon . Waiting to see Kuselan soon . Keep watching this section for more news about Kuselan

Monday, March 17, 2008

Solar Energy

We now have crude oil pegged at $ 110 per barrel (on 14.03.08 at the time of writing this) and it is expected to go up further to $120 and if at all it comes down it may be upto $ 105.

Fossil fuels like coal is always costly to mine and more polluting as we all know. Talking of pollution oil is not far behind – the exhaust fumes of all the vehicles in the world relieving the deadly carbon monoxide into our atmosphere make all sorts of health problems.

Isn’t there any alternative solution – there is of course Solar Energy. However fiery our sun may be – the earth’s atmosphere esp. the Ozone layer protects us from the deadly radiation from the Sun and also converts the light into life sustaining one. Yes that is what I think – The sun’s light a dangerous wave of high voltage energy – but our atmosphere filters the harmful effects and lets is the pure life giving ray - I can say that earth makes light of the sun light. This is the most readily available source of energy and non polluting energy – we do not have worry about the Greenhouse effect.

Solar energy can be used in domestic lighting, street lighting ( Dubai has it own solar lamps), water pumping, railway signals, power stations – you name anything. The technology of Solar Photovoltaic Cells makes it possible to convert the solar energy into DC electricity directly.

However the technology itself is very costly at the moment but we have to catch up with this someday FULLY. Governments all over the world should find ways to make this technology cheaper so that at least the future generation lives in a greener environment.

Some of the solar gadgets already available (though at some hefty prices) are:

Solar cooker, Flat plate solar cookers, Concentrating collectors, Solar hot water systems (Domestic and Industrial), Solar pond, Solar hot air systems, Solar Dryers, Solar timber kilns, solar stills, Solar photovoltaic systems, Solar pond, Concentrating collectors, Power Tower, Air conditioning, Solar collectors, coupled to absorption, Refrigeration systems etc.

Let us hope the Solar Energy replaces Oil and Fossil altogether very soon

Tuesday, March 11, 2008

INESTMENT AND MUTUAL FUNDS

What is investment? Be it an individual or a company – the principle is the same. Investing is nothing but spending your money tomorrow! At a future date to correctly say so.

A question we may ask – why invest at all when one can spend it today. Yes a valid one – We should spend money today – unless we do so any country’s economy can not grow – but how much we spend and how much we invest is a crucial question.

It is within human nature – in fact – many animal’s too – to try do safeguard our future. This habit has come to human beings right from the ancient days of cave dwelling. In the modern ages this has become a highly sophisticated machinery of human intelligence and most of all PATIENCE.

We need to invest:

To compete against the ever rising inflation – Nations talk all through the year about containing inflation – which is virtually impossible – after all the main content of any inflation statistics is wages and wages keep on raising every year but not enough to combat inflation. So we need to keep the value of our money at least to the level of inflation.

To keep our future needs fulfilled – Remember today is the day to spend but there will be a tomorrow – we need money to spend then too. Future needs may include anything – from your children’s studies/marriages to your own house car or a holiday trip abroad – you name anything.

To plan a happy retired life.

But where do we invest? After all there should be some other person willing to accept your money and give in return the expected higher rate return. Where does he invest unless he finds such some other person. It is big cycle which eventually depends on two factors:

A strong nation which has a very good manufacturing capacity (both agricultural and industrial products) – Singapore is an exception.

Uncertainty – any investment be it short or long term is uncertain in nature – however strong your economy is – But this very uncertain nature of investment make them work because we do not know certainly when that uncertainty would come – Both the investor and borrower have different evaluation of the consequences of the various uncertain outcomes and hence come to a mutually acceptable rate of return to make both happy!

Here MUTUAL FUNDS have a strong play – A mutual fund is nothing but a pooling together of hundreds or thousands of individual investments and their fund size is so enormous that they can demand literally any price they want. There are many funds that invest in Equity market, Fixed Income market, or mixture of these two. The list is endless.

IF YOU ARE NOT SURE OF INVESTING DIRECTLY IN EQUITY MARKET ON YOUR OWN THEN MUTUAL FUNDS ARE THE BEST BET BECAUSE OF THEIR SIZE AND THE ABILITY TO READ THE MARKET.

Disclaimer: The above write-up is to enlighten the importance of investment in our daily life – this is not invitation to invest in mutual fund or equity market.

Investing in equity or mutual fund is a subject matter of market risk and to be done carefully after studying the pros and cons.

Monday, March 3, 2008

Prince of Wales

Hello folks out there , wonder who is this Prince from . Not from Wales but from Chennai . Then How wales come into picture . This is how my Grandpa calls me. So keep watching my blog for interesting posts . And give me your valuable comments to improve my blog . Till then bye from Sano