Prescription Eye Glasses and Case

I was browsing the net the other day and I was looking at the Deal or Dud session in the Fox news and I was pleasantly surprised to find that Zenni Optical was on FOX news! You know this online prescription eye glasses shop offers a great variety of glasses and frames. The Incredible Stylish New Frames From Zenni makes eye glass shopping a pleasing exercise. Eyeglasses are categorized price wise ranging from $8 $19. Zenni Optical $ 8 Rx Eyeglasses section alone holds 30 and odd specimens of Frames and a single click on any of the picture brings you the details of the product with spaces for you to enter your prescription. Zennioptical.com is the ultimate eye glass zone.

Excessive Cricket Game

In India the game of Cricket has become a way of life but that life is now excess lived. Be it the national team or school team the amount of practice and game really takes a good toll on their physique. My brother is a budding school cricketer and he goes to practice both morning and evening and plays matches every week. Now he has landed himself into hamstring problem. Being a fast bowler this makes his sports life tougher. I only wish the coaches will have sense in giving the boys a little rest.

Payday Loans

A payday loan is of very short term in nature perhaps until you next payday. This can be used only a buffer against any short term emergencies and that too when you are sure that you can repay it back promptly on the due dates. Personalcashadvance.com is a website that offers services for such small and instant loans. Personal Cash Advance has list of reputed lenders who are willing to lend small payday loans that too without any need to fax any documents. All you have to do is simply fill up the requirement form with the relevant data and the same is matched with the lender list. Once the transaction is approved your faxless payday loans are automatically deposited in your bank account. There are certain requirements like you being at least 18 years of age, having a regular monthly income of at least $ 1000 per month and having a direct deposit bank account. The site has a simple but clear and coherent sign up form and it you are in need of any such small loans you can contact Personal Cash Advance by filling out that form. The question and answers section clarifies most of your queries and if you still some more clarifications you can contact them by using their contact form.

Miscommuncation

Myself and my younger brother are going to see the recently released movie of Kamal Hassan the Dasavatharam. The theatre is far away from our home in a place called Tambaram the southern end of Chennai City. The tickets are costing abut Rs. 200 and my mother when told this to my father he started shouting and screaming. Yes the cost was too much but my friend who was buying the ticket just told us that it could cost us that much and my mother promptly misinformed my father – and my father as usual behaved unreasonably. Finally the ticket’s cost was Rs. 150 – still high – but my father calmed down and allowed us to go. The scene could have been moderated had my mother communicated properly and anyway it would not have worked even then because my father has a general dislike for Kamal Hassan’s movies.

Debt Consolidation

Very few people are fortunate enough not to borrow and very further few are more fortunate enough to be free of debt. But for most of us living through a maze of debts, advances and loans, be it small or large, has become a routine. There is nothing wrong in going for a loan as long as you plan your expenses and repayment schedules but we have to get hold of an honest credit company. If you want to get out of debt from various financial institutions and lenders then there is this company NoDebtToday which specializes in debt consolidation. It provides free debt consultation and their main services are Credit card consolidation, consolidation of multiple debts, tax relief and credit repair. What makes them unique from other such companies in this field is that they are paid by the credit provides a flat fee which they can avail only when you become really debt free. Hence it is in their own interest that they make you go through the programme successfully. The tenure of debt consolidation loans is anywhere between 9 months to 3 years depending on which type of service you are opting out. The website is open for anybody and you can contact them just by filling out your name, email and the type of service that you are interested in.

Travel and talk

My in laws have left yesterday the 13^th Jun 08 left for their native place Rajkot in Gujarat after staying for along summer vacation with us at Chennai. My wife is so fond of her parents – and who is not – she is so morose and forlorn. Suddenly lost her interest in cooking foods. Today she wanted to talk to them. And promptly we dialed the phone and got my father in law cell phone and after having a brief chat with their parents and knowing that their train is going through Maharashtra then only my wife started cooking activities. Imagine the same situation to years back. After reaching the destination STD was the only choice. Go back further 10 years – Only a postal was possible. The advent of cell phone has really changed our ways of life and the communication is a matter of few beeps and rings.

Easy Payday

Sometimes even when have a regular income we are stuck up for some small cash. It is those time that are very frustrating and we look for some extra help and reach out for loans either from individuals or credit institutions. There are many websites in recent years that have come out with this purpose in mind and easyonlinepaydayloan.com is one such site. The three simple requirements to be met out are that you are at least 18 years of age, have regular monthly income and a have a direct deposit enabled bank account. You can get a loan from $ 100 to $ 1500 by filling out a very simple form and once the form is filled up the information is matched by Easy Online Payday Loan with the lenders in their list. The documentation is limited to very basic requirements and on rare instances a lender may ask you to fax the documents for verification. The website answers many queries related fast cash loans in their F A Q section. In case of any additional questions you can contact them by using a simple contact form giving out your name, email ID and the nature of the clarification. But it is always worthwhile to remember that such loans are always short tem loans and the success of the schemes remains in prompt repayment of the same.

Walking

Man being a weakest in the animal kingdom needs a constant dose of exercise. Some do arduous bout of hip hoping, some hit weights, some do yoga but most do walk. This is the best of all exercise and the beauty of walking is that it can be done by everybody at any age. (I do not include physically disabled persons unable able to walk). There are many methods in walking. There is that fast walk where you heart pulsates to 110-120 beats minute. There is the speed walk which is almost jogging. And there is the normal walk which keeps your heart beat within 90-100 range. I would suggest a normal walk for any ordinary person who does not want to heavy exercises. Best form exercise is any form of Yoga but not all can do. Whereas walk – anyone can do. Just take care to see that you wear a very good pair of shoes. Walking shoes are aplenty in the market nowadays and you buy the best. That is an investment – not an expense. And walk you do steadily day after day for about 40 – 60 minutes. Take a full rest for at least one day – do not walk that day. This restores the energy back for the other six days in a week. Strolling is advised only for those who have real serious heart ailments.

Perfect Cash Advance

Perfectcashadvnce.com helps you get a payday loan very easily. But as the name suggest payday loans are for temporary short term monitory emergencies and hence there are some upside limit on the getting the same but here at Perfect Cash Advance the limit for pay day loan can go upto $1500.The applying procedures are very simple – all you have to do is apply online, get your loan approve shortly after the application and the funds are available the very next business day. No hassles. Of course there are few conditions like you receive at least $ 1000 per month as a regular income and have a direct deposit enabled bank account etc. There are many cash advance store in every metropolitan city which exclusively specialize on bad credit cash advance and payday loan but to many of us it is quite embarrassing to approach such stores directly. I had a nasty experience with one of them 15 years ago but now with the advent of the Internet Perfect cash Advance totally eradicates the fear concept and makes the entire procedure very unobtrusive with your privacy totally protected. In case you are not able to pay the loan on the due date there are options given like you can finance fee only etc but it would make your life a lot easier to remember that programmers like these largely depends upon the prompt repayment and hence if you can plan your repayment schedule properly then Perfect Cash Advance is the best source for short term payday loans.

Caring Young

Previously I have spoken about an irritating life insurance ad but this ad I am talking about now is the gentlest one I have ever seen. A poor mother sits and cooks roti for her studying but hungry son and she is using an open fire with a roti filter on it but she has to use her hand to cook the roti. In India this is done by tawa method or tandoori method but many times it is also directly heated in the fire – a risky business. – To make matters worse her second baby keeps on crying and she has to attend to that too. Suddenly the boy gets up and the mother calls out at him distraughtly, thinking that the poor guy got angry. But the boy goes up, takes some metal wire, makes a handy handle to scoop out the roti from the fire. The mother is astonished – so am I. Even though it is an ad for a famous metal cable company the underlying message that youngster can be very caring especially to a mother’s grievances is a lovely message given in the ad.

Auto Loan

The website getthebestautoloan.com is all about getting auto loans for New cars, Used Cars and refinance for your current auto loan. Their newly started section called the auto loan blog contains many articles on the types of cars, types of car loans that you can get and how your employment affect your auto loan history etc. You can get free quotes on car and auto loans from the site for many types of car loans. The sites navigation is very simple easy and listed down at the bottom of the site as Home, new car financing, used car finance etc. Within each section you get a brief about the nature of the relevant financing and there is also a get you free quote button. The site proudly proclaims that the complicated automobile loans are a thing of the past and true to its claim it rains you information of car and auto finance and refinance. The site offers facility to compare multiple quotes from different vendors all at once. If you want to the have the lowest rates, get loans for any car, anywhere including refinance this online automobile finance site is the safest one I very much rely upon. You application here 100% safe and secure.

SANJOO WHERE ARE YOU?

No it is not one more Scooby Doo but an ad about life insurance. This ad is now on TV during the 20-02 cricket match IPL tournament that is being played in India. Wide comes home and keep calling her husband Sanjoo (it could be Sanju but the way she screams out the name I am tempted to add two os). Naturally being an older person I am mad at this ad but my sons chide me. If you have to call somebody not in the vicinity you have to shut naturally, they argue. True – in real life it can be irritating and in an ad it can be doubly irritating. Here in the ad the wife finally finds her husband on the terrace but the way that guy sleeps make her think something has grievously gone wrong. He is slumped on the easy chair; coffee is spilled on the floor. The wife fearfully touches and he wakes up terrified – terrifying himself, his wife and in the process the viewers. Anyway the ad apart the message is clear – you have to take insurance that too at an early age. However irritating an ad can be you have to read the message that runs through the ads. (One of my friends tells me that many ads are purposefully made to irritate so that it can attract lots of viewers especially youngsters).But since this ad is about life insurance I forgive the scary aspect of it and go for the insurance part of it.

Car Insurance Rates

The very first page about this site carinsurancerates.com I like about is that it speaks about the easiest ways in which you can get auto insurance quotes. They have given it in two sections called 10 easiest and 10 hardest cars to get insured. In the easy section the primary aspect of emphasis is on the spotless driving history and then goes on to speak about the types of cars like Oldsmobile Silhouette etc. Likewise the hard list includes vehicles like Toyota 4runner etc. The website contains very useful information on auto insurance quote related issues by way many article presented in a simple and straightforward style. You have to see Car Insurance Guide section to believe the wealth of information that the site holds on issues like car insurance rates etc. You can get car insurance quotes by clicking get quotes button on the top of the site. There is an extensive question and answer section where most your queries about issues relating to your auto insurance rates are bound to be answered. If you do not find the answer there you can separately ask them just providing your name and email id – free of cost. State by state car insurance guide lists out all the states in the US and each section within that provides insight to the rules and procedures that you have to know before going for an auto and auto insurance in that state. A very useful site.

FEAR FACTOR

It was a year since I had my Open heart surgery and everything is all right now – all right till I went for my first annual checkup last week.

The moment I entered my normal heart beat started to increase – perhaps it went upto 100 and above. While doing ECG and Echo the operators were somewhat amused the way I got tense.

Finally everything turned out to be quite perfect and the heart is doing well – I am not here to start a write-up about myself but about the FEAR FACTOR.

Yes it is the mortal fear – to put it bluntly. It is definitely a sign of mental weakness.

How do you overcome it?

A friend of mine has a similar problem and he tries to overcome it by adopting certain methods.

Deep Breathing well before going to the hospital – Inhale slowly & fully through your (nose of course) but exhale slowly through the mouth.

If your spouse or any other attendant is accompanying talk to them about something or anything that is totally unconnected to hospitals, medicines, doctors etc. (People may advice not to think about the checkup but that is highly impossible – however hard you may try)

Keep telling yourself that you are quite alright – everything is fine – surgery has solved your health problem – anyway that part is true isn’t it?

There are many other relaxation techniques available – A simple one - try this – Press the tips of thumb/index/middle fingers of both hands and count 20 – repeat three o five times. It has some effect in immediately reducing tension and stress.

But finally these are all only temporary measures – How we take the stress factor in our life is what matters. Let there be stress – let there be tension – let them come to us no issue, in any case most of us do not have much choice. But if we start enjoying our life all these words like stress, worries, tension, and sadness will not have any worthwhile meaning.

How to enjoy life – now then that is a different subject altogether - needs a very lengthy discussion – Later perhaps not now.

HAVE A GOOD DAY

Bad Credit Loans & Credit Cards

You have a bad credit rating that is less than perfect? No problem. Badcreditoffers.com offers single window solutions. It has an extensive list of bad credit loans companies which in turn offer various schemes. There is a credit card sections which when clicked on lists out various resources ready to offer bad credit credit cards. There are many other opportunities like Home loans, personal loans etc in the site and so if you are worried where would you go in case of bad credit here is the place where you are sure get a second chance.

MEDICAL CAREERS

Those who undergo medical training and are on the look-out for good medical careers info can have a look at the site medical-career-training.com. The site provides complete information’s on medical careers. For example if you are interested in ultrasound tech school go to medical assistance section and then click Ultrasound Technician you will get a list of ultrasound technician school city wise. A very good and thorough site for any ultrasound technologist who wants to have a strong foot-hold in the world of sonography. I may add that ultrasound is only one of the hordes of medical information available in the site.

NCFM

Stock market has always been the fascination of many people all over the world be it a bull market or bear market it tends to cover investors and traders alike.

Indian Stock market forms part of the emerging markets these days and the National Stock Exchange (NSE) was promoted by the Government of India in 1992. From then on to the present day the NSE has grown wonderfully – in fact the volume traded there even surpasses that of Bombay Stock Exchange (BSE) a much older Stock Exchange in India.

NSE has come with a certification course called Nse’s Certification in Financial Markets (NCFM). It is a simple course containing many modules in capital markets. One important module is AMFI module which is in fact conducted by the Association of Mutual Funds of India.

NSE co-ordinates the exams for AMFI. AMFI gives out certificate in basic and advance modules of mutual funds.

If one has a degree in Finance/Commerce/Accounting and a basic module certificate of AMFI it is enough to get into an Asset Management Company as a fresher and from there one to go higher levels.

NSE website has al the details that need to know about this.

PAYDAY LOANS

Have you come upon the necessity of upon any temporary loss of income? Or do you need to cover any unforeseen expenses with a cash advance by going through money borrowing methods such as high interest rate title loans or the ‘loan sharks’? Do not worry there is this place called Power payday loans. What is payday loans? It is method popularized in the early 90’s as a temporary financial instrument against your paycheck. Signing up with the site for payday advance is a simple one by filling an online form giving the full details of your up-to-date information. This will be matched up with the list of lenders that they have who in turn can service your payday loans request.

Online payday loans procedure is really simple and as long as you are very honest in supplying them the facts and figures of your work income etc they may not even require faxing of your documents. Very soon after you fill up the online payday loans form the lender’s representative will contact you over the phone number given by you and finish the rest of the process.

They have specified certain qualifications for a payday loan like for example your income should at least $ 1000 pm if you are employed or $ 800 if you receive income through government program. Payday loans lenders have different repayment options of full or partial rollover in case you run into a situation where you are not able to meet your commitment on the repayment date.

So folks are it a cash advance or payday loans, this is great place to get loans.

Rajini's Kuselan

Superstar's next movie is going to with P.Vasu and it is titled Kuselan . This movie is going to be simultaneously shot in telugu as Kuseludu . This movie is inspired from a malayalam movie . The tamil version is going to have Rajini , Nayanthara , Pasupathy and Meena in the lead roles . Highlight of the movie is Superstar will be seen with 5 heroines in a song (Nayanthara , Sneha , Mamta Mohandas,?,?) . They are in search for other two heroines . Hope they would find them soon . Waiting to see Kuselan soon . Keep watching this section for more news about Kuselan

Solar Energy

We now have crude oil pegged at $ 110 per barrel (on 14.03.08 at the time of writing this) and it is expected to go up further to $120 and if at all it comes down it may be upto $ 105.

Fossil fuels like coal is always costly to mine and more polluting as we all know. Talking of pollution oil is not far behind – the exhaust fumes of all the vehicles in the world relieving the deadly carbon monoxide into our atmosphere make all sorts of health problems.

Isn’t there any alternative solution – there is of course Solar Energy. However fiery our sun may be – the earth’s atmosphere esp. the Ozone layer protects us from the deadly radiation from the Sun and also converts the light into life sustaining one. Yes that is what I think – The sun’s light a dangerous wave of high voltage energy – but our atmosphere filters the harmful effects and lets is the pure life giving ray - I can say that earth makes light of the sun light. This is the most readily available source of energy and non polluting energy – we do not have worry about the Greenhouse effect.

Solar energy can be used in domestic lighting, street lighting ( Dubai has it own solar lamps), water pumping, railway signals, power stations – you name anything. The technology of Solar Photovoltaic Cells makes it possible to convert the solar energy into DC electricity directly.

However the technology itself is very costly at the moment but we have to catch up with this someday FULLY. Governments all over the world should find ways to make this technology cheaper so that at least the future generation lives in a greener environment.

Some of the solar gadgets already available (though at some hefty prices) are:

Solar cooker, Flat plate solar cookers, Concentrating collectors, Solar hot water systems (Domestic and Industrial), Solar pond, Solar hot air systems, Solar Dryers, Solar timber kilns, solar stills, Solar photovoltaic systems, Solar pond, Concentrating collectors, Power Tower, Air conditioning, Solar collectors, coupled to absorption, Refrigeration systems etc.

Let us hope the Solar Energy replaces Oil and Fossil altogether very soon

INESTMENT AND MUTUAL FUNDS

What is investment? Be it an individual or a company – the principle is the same. Investing is nothing but spending your money tomorrow! At a future date to correctly say so.

A question we may ask – why invest at all when one can spend it today. Yes a valid one – We should spend money today – unless we do so any country’s economy can not grow – but how much we spend and how much we invest is a crucial question.

It is within human nature – in fact – many animal’s too – to try do safeguard our future. This habit has come to human beings right from the ancient days of cave dwelling. In the modern ages this has become a highly sophisticated machinery of human intelligence and most of all PATIENCE.

We need to invest:

To compete against the ever rising inflation – Nations talk all through the year about containing inflation – which is virtually impossible – after all the main content of any inflation statistics is wages and wages keep on raising every year but not enough to combat inflation. So we need to keep the value of our money at least to the level of inflation.

To keep our future needs fulfilled – Remember today is the day to spend but there will be a tomorrow – we need money to spend then too. Future needs may include anything – from your children’s studies/marriages to your own house car or a holiday trip abroad – you name anything.

To plan a happy retired life.

But where do we invest? After all there should be some other person willing to accept your money and give in return the expected higher rate return. Where does he invest unless he finds such some other person. It is big cycle which eventually depends on two factors:

A strong nation which has a very good manufacturing capacity (both agricultural and industrial products) – Singapore is an exception.

Uncertainty – any investment be it short or long term is uncertain in nature – however strong your economy is – But this very uncertain nature of investment make them work because we do not know certainly when that uncertainty would come – Both the investor and borrower have different evaluation of the consequences of the various uncertain outcomes and hence come to a mutually acceptable rate of return to make both happy!

Here MUTUAL FUNDS have a strong play – A mutual fund is nothing but a pooling together of hundreds or thousands of individual investments and their fund size is so enormous that they can demand literally any price they want. There are many funds that invest in Equity market, Fixed Income market, or mixture of these two. The list is endless.

IF YOU ARE NOT SURE OF INVESTING DIRECTLY IN EQUITY MARKET ON YOUR OWN THEN MUTUAL FUNDS ARE THE BEST BET BECAUSE OF THEIR SIZE AND THE ABILITY TO READ THE MARKET.

Disclaimer: The above write-up is to enlighten the importance of investment in our daily life – this is not invitation to invest in mutual fund or equity market.

Investing in equity or mutual fund is a subject matter of market risk and to be done carefully after studying the pros and cons.

Prince of Wales

Hello folks out there , wonder who is this Prince from . Not from Wales but from Chennai . Then How wales come into picture . This is how my Grandpa calls me. So keep watching my blog for interesting posts . And give me your valuable comments to improve my blog . Till then bye from Sano